US/50 · Federal & State Coverage

// WHAT YOU CAN CLAIM

Every dollar a
jury would award.

Medical bills. Lost wages. Pain. Punitive damages where conduct was reckless. Here is the full inventory of recoverable losses after a commercial truck crash.

A// ECONOMIC

Economic Damages

Calculable losses with documented dollar value.

  • Emergency medical treatment and hospitalisation
  • Surgery, rehabilitation, and ongoing physical therapy
  • Prescription medications and medical equipment
  • Future medical care for permanent injuries
  • Lost wages from time off work during recovery
  • Reduced future earning capacity if you cannot return to the same role
  • Cost of hiring help for domestic tasks you can no longer perform
  • Vehicle repair or replacement
  • Out-of-pocket travel costs for medical appointments
B// NON-ECONOMIC

Non-Economic Damages

The human cost the receipts can't show.

  • Physical pain and suffering during recovery
  • Ongoing chronic pain from permanent injuries
  • Emotional distress and psychological trauma
  • Post-traumatic stress disorder (PTSD)
  • Loss of enjoyment of activities you could do before the accident
  • Permanent scarring or disfigurement
  • Loss of consortium — impact on your relationship with a spouse or partner

// SECTION C / EXEMPLARY DAMAGES

Punitive damages.

In cases where the defendant's conduct was reckless or deliberately dangerous — such as a driver who falsified logbooks to hide hours-of-service violations, or a trucking company that knowingly operated an unsafe vehicle — courts may award punitive damages on top of compensatory damages. These are designed to punish wrongdoing and deter others.

// SECTION D / WRONGFUL DEATH

When a family member is killed.

Surviving spouses, children, and dependants may claim for: funeral and burial expenses, loss of the deceased's financial support, loss of companionship and care, and the pain and suffering experienced by the deceased before death. Wrongful death claims are time-limited and state-specific — see our state guide.

// SECTION E / VALUATION

What moves the
number.

  • 01

    Severity of injuries

    Catastrophic injuries (TBI, spinal cord, amputation) produce higher settlements than soft-tissue injuries.

  • 02

    Clarity of fault

    Clear FMCSA violations or ELD data showing hours-of-service breaches strengthen the claim significantly.

  • 03

    Number of defendants

    More liable parties means more insurance coverage potentially available.

  • 04

    State fault rules

    Contributory negligence states (AL, MD, NC, VA, DC) can bar recovery entirely if you share any fault.

  • 05

    Medical documentation

    Strong, consistent medical records directly impact compensation. Gaps in treatment hurt claims.

  • 06

    Speed of action

    Preserving black box data and witness statements early is critical. Evidence degrades fast.