// LEGAL GLOSSARY
The vocabulary
of a truck case.
ELD, MCS-90, spoliation, contributory negligence — every term that matters, defined in plain language.
- At-fault state
- A state where the driver who caused a crash (or their insurer) pays for the resulting damages. Most U.S. states are at-fault states.
- Bobtail
- A tractor (truck cab) operating without a trailer attached. Bobtailing changes a truck's handling and is a recognized factor in some accidents.
- Brake check
- FMCSA-required pre-trip and en-route inspection of a commercial vehicle's brakes. Failure to perform a brake check can be evidence of negligence.
- Broker
- A licensed intermediary who arranges for a motor carrier to transport freight. Brokers can sometimes share liability if they negligently selected an unsafe carrier.
- Cargo claim
- A claim for damage to or loss of freight, separate from a personal-injury claim. Governed by the Carmack Amendment for interstate shipments.
- Comparative negligence
- A rule that reduces a claimant's recovery by their own percentage of fault. Pure comparative states allow recovery even if the claimant is mostly at fault; modified comparative states bar recovery above 50% or 51%.
- Contingency fee
- An attorney-fee arrangement in which the lawyer is paid a percentage of the recovery. If there is no recovery, the client pays no attorney fee — the basis of 'no win, no fee.'
- CDL
- Commercial Driver's License. Required to operate most commercial trucks. Suspension or revocation can be evidence of unfitness to drive.
- Damage cap
- A statutory limit on the amount a plaintiff can recover for certain categories of damages (commonly non-economic or punitive damages). Caps vary by state and may be challenged on constitutional grounds.
- DOT number
- A unique identifier assigned by the U.S. Department of Transportation to commercial carriers. Used to look up safety records via FMCSA's SAFER system.
- ECM (Engine Control Module)
- The truck's onboard 'black box' that records speed, braking, throttle, and other data. ECM data is critical evidence and can be overwritten quickly if not preserved.
- Economic damages
- Out-of-pocket losses with a measurable dollar value: medical bills, lost wages, future medical care, lost earning capacity, property damage.
- FMCSA
- Federal Motor Carrier Safety Administration. The federal agency that regulates interstate commercial trucking, including driver hours, vehicle maintenance, and drug/alcohol testing.
- FMCSR
- Federal Motor Carrier Safety Regulations. The federal rules that govern commercial trucking. Violations are commonly used as evidence of negligence.
- Hours of Service (HOS)
- FMCSA rules limiting how long a commercial driver can be on duty and behind the wheel. Violations are a leading cause of fatigue-related crashes.
- Independent contractor
- A driver who is not a direct employee of the carrier. Carriers may attempt to use this status to avoid liability, but federal regulations and the 'statutory employee' doctrine often defeat that defense.
- Interstate carrier
- A carrier that operates across state lines. Subject to FMCSA regulations and federal law in addition to state law.
- Jackknife
- A crash in which the trailer swings out at an angle to the cab, often caused by sudden braking, slick roads, or improper loading.
- Joint and several liability
- A rule allowing a plaintiff to collect the entire judgment from any one defendant who is liable, leaving that defendant to seek contribution from others.
- Lien
- A legal claim against a settlement for amounts owed (commonly to medical providers, health insurers, or Medicare/Medicaid). Liens must be resolved at the time of settlement.
- Logbook
- Required driver record of duty status. Now usually electronic (ELD). Falsified logs are a powerful evidence point in fatigue cases.
- MCS-90
- A federally required endorsement on a motor carrier's liability policy that ensures public protection up to a minimum amount, even if the policy would otherwise exclude coverage.
- Negligence
- Failure to exercise reasonable care, resulting in harm. The most common legal theory in truck-accident cases.
- Negligent hiring
- A claim that the carrier failed to vet a driver's record (license status, prior crashes, drug history) before putting them on the road.
- No-fault state
- A state where each driver's own insurer pays initial medical costs regardless of fault. Serious-injury thresholds determine when a victim can step outside no-fault and sue the at-fault driver.
- Non-economic damages
- Damages for pain and suffering, loss of enjoyment of life, disfigurement, and similar harms that are not measured by receipts.
- Notice of claim
- A formal written notice required in some states (especially for claims against government entities) that must be filed within a short window — often 60 to 180 days.
- Owner-operator
- A driver who owns the truck they drive, typically leased to a motor carrier. Liability often runs to both the owner-operator and the carrier under federal leasing rules.
- Preservation letter
- A formal letter sent to the trucking company demanding that ECM data, logs, maintenance records, and other evidence be preserved. Sent immediately after a crash to prevent spoliation.
- Punitive damages
- Damages intended to punish particularly reckless or intentional conduct, awarded on top of compensatory damages. Available in some states under specific standards.
- Quad axle
- A trailer configuration with four axles, used for heavy loads. Affects braking distance and weight-distribution analysis.
- Reefer
- A refrigerated trailer. Reefer units add weight and noise and can mask mechanical issues with the truck itself.
- Settlement
- An agreement to resolve a claim without trial, usually in exchange for a payment. Most truck-accident cases settle.
- Shipper liability
- Liability of the company whose freight was being hauled, when negligent loading or hazardous-material handling contributed to the crash.
- Spoliation
- The destruction or loss of evidence. Courts may impose sanctions, including adverse-inference instructions, when a party negligently or intentionally destroys evidence.
- Statute of limitations (SOL)
- The deadline for filing a lawsuit. Varies by state and claim type. Missing the SOL almost always extinguishes the claim.
- Survival action
- A claim brought on behalf of the deceased's estate for damages the deceased could have recovered before death (medical bills, conscious pain and suffering).
- Tort
- A civil wrong (such as negligence) for which courts can order compensation. Truck accident claims are tort claims.
- Underride
- A crash in which a smaller vehicle slides under a truck or trailer. Often catastrophic; underride guards are required on the rear of most trailers.
- Vicarious liability
- Liability of an employer (carrier) for the negligent acts of an employee driver acting within the scope of employment.
- Wrongful death
- A claim brought by the surviving family of someone killed by another's negligence. Damages include lost financial support, loss of companionship, and (in some states) the deceased's pain and suffering.
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