US/50 · Federal & State Coverage

// LEGAL GLOSSARY

The vocabulary
of a truck case.

ELD, MCS-90, spoliation, contributory negligence — every term that matters, defined in plain language.

001
At-fault state
A state where the driver who caused a crash (or their insurer) pays for the resulting damages. Most U.S. states are at-fault states.
002
Bobtail
A tractor (truck cab) operating without a trailer attached. Bobtailing changes a truck's handling and is a recognized factor in some accidents.
003
Brake check
FMCSA-required pre-trip and en-route inspection of a commercial vehicle's brakes. Failure to perform a brake check can be evidence of negligence.
004
Broker
A licensed intermediary who arranges for a motor carrier to transport freight. Brokers can sometimes share liability if they negligently selected an unsafe carrier.
005
Cargo claim
A claim for damage to or loss of freight, separate from a personal-injury claim. Governed by the Carmack Amendment for interstate shipments.
006
Comparative negligence
A rule that reduces a claimant's recovery by their own percentage of fault. Pure comparative states allow recovery even if the claimant is mostly at fault; modified comparative states bar recovery above 50% or 51%.
007
Contingency fee
An attorney-fee arrangement in which the lawyer is paid a percentage of the recovery. If there is no recovery, the client pays no attorney fee — the basis of 'no win, no fee.'
008
CDL
Commercial Driver's License. Required to operate most commercial trucks. Suspension or revocation can be evidence of unfitness to drive.
009
Damage cap
A statutory limit on the amount a plaintiff can recover for certain categories of damages (commonly non-economic or punitive damages). Caps vary by state and may be challenged on constitutional grounds.
010
DOT number
A unique identifier assigned by the U.S. Department of Transportation to commercial carriers. Used to look up safety records via FMCSA's SAFER system.
011
ECM (Engine Control Module)
The truck's onboard 'black box' that records speed, braking, throttle, and other data. ECM data is critical evidence and can be overwritten quickly if not preserved.
012
Economic damages
Out-of-pocket losses with a measurable dollar value: medical bills, lost wages, future medical care, lost earning capacity, property damage.
013
FMCSA
Federal Motor Carrier Safety Administration. The federal agency that regulates interstate commercial trucking, including driver hours, vehicle maintenance, and drug/alcohol testing.
014
FMCSR
Federal Motor Carrier Safety Regulations. The federal rules that govern commercial trucking. Violations are commonly used as evidence of negligence.
015
Hours of Service (HOS)
FMCSA rules limiting how long a commercial driver can be on duty and behind the wheel. Violations are a leading cause of fatigue-related crashes.
016
Independent contractor
A driver who is not a direct employee of the carrier. Carriers may attempt to use this status to avoid liability, but federal regulations and the 'statutory employee' doctrine often defeat that defense.
017
Interstate carrier
A carrier that operates across state lines. Subject to FMCSA regulations and federal law in addition to state law.
018
Jackknife
A crash in which the trailer swings out at an angle to the cab, often caused by sudden braking, slick roads, or improper loading.
019
Joint and several liability
A rule allowing a plaintiff to collect the entire judgment from any one defendant who is liable, leaving that defendant to seek contribution from others.
020
Lien
A legal claim against a settlement for amounts owed (commonly to medical providers, health insurers, or Medicare/Medicaid). Liens must be resolved at the time of settlement.
021
Logbook
Required driver record of duty status. Now usually electronic (ELD). Falsified logs are a powerful evidence point in fatigue cases.
022
MCS-90
A federally required endorsement on a motor carrier's liability policy that ensures public protection up to a minimum amount, even if the policy would otherwise exclude coverage.
023
Negligence
Failure to exercise reasonable care, resulting in harm. The most common legal theory in truck-accident cases.
024
Negligent hiring
A claim that the carrier failed to vet a driver's record (license status, prior crashes, drug history) before putting them on the road.
025
No-fault state
A state where each driver's own insurer pays initial medical costs regardless of fault. Serious-injury thresholds determine when a victim can step outside no-fault and sue the at-fault driver.
026
Non-economic damages
Damages for pain and suffering, loss of enjoyment of life, disfigurement, and similar harms that are not measured by receipts.
027
Notice of claim
A formal written notice required in some states (especially for claims against government entities) that must be filed within a short window — often 60 to 180 days.
028
Owner-operator
A driver who owns the truck they drive, typically leased to a motor carrier. Liability often runs to both the owner-operator and the carrier under federal leasing rules.
029
Preservation letter
A formal letter sent to the trucking company demanding that ECM data, logs, maintenance records, and other evidence be preserved. Sent immediately after a crash to prevent spoliation.
030
Punitive damages
Damages intended to punish particularly reckless or intentional conduct, awarded on top of compensatory damages. Available in some states under specific standards.
031
Quad axle
A trailer configuration with four axles, used for heavy loads. Affects braking distance and weight-distribution analysis.
032
Reefer
A refrigerated trailer. Reefer units add weight and noise and can mask mechanical issues with the truck itself.
033
Settlement
An agreement to resolve a claim without trial, usually in exchange for a payment. Most truck-accident cases settle.
034
Shipper liability
Liability of the company whose freight was being hauled, when negligent loading or hazardous-material handling contributed to the crash.
035
Spoliation
The destruction or loss of evidence. Courts may impose sanctions, including adverse-inference instructions, when a party negligently or intentionally destroys evidence.
036
Statute of limitations (SOL)
The deadline for filing a lawsuit. Varies by state and claim type. Missing the SOL almost always extinguishes the claim.
037
Survival action
A claim brought on behalf of the deceased's estate for damages the deceased could have recovered before death (medical bills, conscious pain and suffering).
038
Tort
A civil wrong (such as negligence) for which courts can order compensation. Truck accident claims are tort claims.
039
Underride
A crash in which a smaller vehicle slides under a truck or trailer. Often catastrophic; underride guards are required on the rear of most trailers.
040
Vicarious liability
Liability of an employer (carrier) for the negligent acts of an employee driver acting within the scope of employment.
041
Wrongful death
A claim brought by the surviving family of someone killed by another's negligence. Damages include lost financial support, loss of companionship, and (in some states) the deceased's pain and suffering.